Getting paid
What does card payment collection really cost?
Card collection costs depend on the processor, card type, currency and account terms.
The short answer
Card collection costs depend on the processor, card type, currency and account terms.
Card collection costs depend on the processor, card type, currency and account terms. For Stripe Ireland’s standard pricing checked on 1 October 2026, standard EEA cards are listed at 1.5% plus EUR 0.25 per successful charge. Other cards and services have different fees.
Explore the wider invoicing and getting paid guides for the steps around this decision.
A fee worksheet
For an illustrative EUR 100 charge under that stated standard EEA-card rate:
EUR 100 × 1.5% + EUR 0.25 = EUR 1.75
The illustrative net before other applicable adjustments is EUR 98.25. This is not a universal card fee, custom-account quotation or promised payout amount.
| Input | What to verify |
|---|---|
| Card category | Standard/premium, issuing region and applicable rate |
| Currency | Any conversion charges |
| Product used | Additional service fees where relevant |
| Account agreement | Standard or negotiated pricing |
| Exception | Refund, dispute and other applicable terms |
Check Stripe’s current Ireland pricing directly before using the calculation. Its published page also lists different rates for other card categories; do not apply the standard EEA rate to every payment.
Keep collection fees separate
The customer pays the invoice amount. A processing fee is a business cost under the applicable arrangement, not automatically an unpaid balance to chase. Any surcharge or contract charge raises separate rules and should not be assumed from this worksheet.
JobDiary’s subscription price is separate from payment processing through your own Stripe account. This guide does not change processor terms, promise fee-free collection or determine accounting/tax treatment. Use the actual transaction statement to reconcile the customer payment, fee and settlement.
Connect this to the next step
Continue with How to chase an unpaid invoice without losing the customer. If the next issue is elsewhere in the workflow, use How to spot jobs that were completed but never invoiced.
See the JobDiary product tour to check how the product supports this work. Use the current product description and a trial to verify the fit for your business.
Sources and scope
Source scope reviewed on 1 October 2026. Worked examples are illustrative; they are not market averages or customer results.
When it is in JobDiary.
The method above is the point. This is what it looks like when the diary is doing it for you.
See how it works| Time | Job | Status |
|---|---|---|
| 08:30 | 7 The GreenMow, edge, hedge | Done |
| 09:15 | 23 Seabury DriveMow, weed | Done |
| 10:00 | 9 Brookfield LawnMow, feed | In progress |
| 11:05 | 12 Castle ParkMow, hedge rear | Next |
| 12:00 | 31 Church RoadMow | Scheduled |
| 13:15 | 18 The RiseMow, edge, bins out | Scheduled |
Product screens use demonstration data.
What this guide is based on
JobDiary was developed around a real Co. Louth trades operation with2 vans and live business records since 2025. This guide provides an editorial framework; worked examples are illustrative. Product screenshots use demonstration data.
